102 Harborough Road, Anderson SC: A Creekside 3-Bedroom Near Lake Hartwell for $259,900

Stone fireplace, screened porch, a creek along the back line, and roughly 400 square feet of heated bonus space. Here is the honest breakdown of what you get, what it costs monthly, and what to verify before you write an offer.

Key Insight

102 Harborough Road is a 3 bedroom, 2 bath, 1,732 square foot single family home in the Centerville area of Anderson, SC, listed at $259,900, or about $150 per square foot. Recent Anderson data puts the area median closer to $170 per square foot, so this one prices in below the middle of the market. MLS #1600902.

What you will get in this post

• The fast facts on 102 Harborough Road
• Why the creekside lot is the real story
• What that 400 square feet of bonus space is worth
• What $259,900 actually costs you each month
• How to tour it and write a smart offer

The Fast Facts on 102 Harborough Road

This is a one story home in the Stonehaven subdivision, Anderson County, zip 29625. No HOA. Public water, septic tank, crawl space foundation, architectural shingle roof.

The numbers that matter

• Price: $259,900, or roughly $150 per square foot
• Size: 3 bedrooms, 2 full baths, 1,732 square feet
• Lot: listed remarks say about 0.72 acres with a creek border
• Schools: Centerville Elementary, Lakeside Middle, Westside High
• HOA: none, which is rarer than buyers expect at this price

Why the Creekside Lot Is the Real Story

Interiors can be changed. Land cannot. That is why the lot is the first thing I look at on a home like this.

The property backs to a creek and sits in a park-like setting with a gentle slope and scattered trees. You get privacy without paying a premium subdivision price for it.

What the outdoor space gives you

• A screened porch for spring and fall, not just July
• An open deck for grilling and hosting
• A natural back boundary instead of a neighbor's fence
• Room for a garden, a shed, or a fire pit
• Street lights in the community for evening walks

What to check before you commit

• Flood zone designation and whether flood insurance is required
• How the slope drains during a heavy rain
• Septic tank location, age, and last pump date
• Whether the creek is a recorded easement or setback
• Survey and pin locations against the fence and tree line

That 400 Square Feet of Bonus Space

The listing remarks describe roughly 400 square feet of heated and cooled basement level space. That is the most flexible square footage in the whole house.

Home office, gym, media room, teen hangout, or a quiet space for a parent staying with you. Very few homes under $275,000 in this area offer that separation.

Highest and best uses I would consider

• Remote work: a door that closes is worth real money now
• Home gym: saves a monthly membership and the drive
• Guest suite: useful if you host Clemson game weekends
• Hobby or studio: noise stays out of the main living area
• Resale story: flexible space widens your future buyer pool

Location: Lake Hartwell, Clemson Boulevard, and I-85

Centerville sits in a useful spot. You are close to the Clemson Boulevard retail corridor without living on top of it.

Lake Hartwell is nearby for boating and fishing. I-85 gives you a straight shot toward Greenville in one direction and Atlanta in the other.

Who this location fits best

• Buyers who want lake access without lakefront pricing
• Commuters splitting time between Anderson and Greenville
• Clemson area families who want more lot for the money
• Remote workers trading square footage for a quieter setting
• Anyone tired of HOA rules and monthly dues

What $259,900 Actually Costs You Each Month

List price is not your payment. Here is the rough math at the current 30 year fixed average of 6.67 percent.

With 20 percent down, you are financing about $207,920. Principal and interest lands near $1,338 per month before taxes and insurance.

The line items people forget

• Property tax: the listed annual figure is $7,250
• The 4 vs 6 rule: SC assesses primary homes at 4 percent, others at 6 percent
• Insurance: get a quote early, especially with a creek on the lot
• Septic: budget for periodic pumping instead of a sewer bill
• PMI: applies if you put down less than 20 percent

How to Tour 102 Harborough Road and Write a Smart Offer

Five steps. Do them in this order and you will not overpay or get surprised at closing.

• Step 1. Get fully underwritten. Not prequalified. Underwritten. Start with a vetted lender so your offer carries weight.
• Step 2. Tour in person and in the rain if you can. Walk the creek line, the slope, and the crawl space. Ask where water goes.
• Step 3. Pull the comps. Compare against the last six months of Centerville sales, not the whole city. Check recent solds first.
• Step 4. Verify the three conflicts. Acreage, basement square footage, and the tax assessment ratio. All three change your number.
• Step 5. Write with terms, not just price. Inspection window, septic inspection, closing timeline, and repair credits often beat an extra $3,000.

Helpful links from Brock

• 102 Harborough Road Full Listing
• Search All Listings
• See Recent Sold Homes
• Buyer Game Plan
• Seller Game Plan
• Mortgage Calculator
• Affordability Calculator
• Preferred Lenders
• Free Home Valuation
• Sell Your Home
• Reviews
• Brock as REALTOR
• Coaching with Brock
• More Brock Blogs
• Contact Brock

Frequently Asked Questions

• What is the price of 102 Harborough Road, Anderson SC?
  It is listed at $259,900, which works out to roughly $150 per square foot for 1,732 square feet.
• How many bedrooms and bathrooms does it have?
  Three bedrooms and two full baths, all on one level. The primary bath has a double sink and full bath configuration.
• What is the MLS number?
  MLS #1600902. The listing is currently active and marketed by Real Broker, LLC.
• Is there an HOA?
  No. The MLS shows no HOA and no HOA fees, which gives you more freedom with parking, outbuildings, and exterior changes.
• How big is the lot?
  The listing remarks describe about 0.72 acres with a creek border. The MLS lot field shows a smaller figure, so pull the Anderson County parcel record to confirm before you offer.
• Does the home have a basement?
  The remarks describe roughly 400 square feet of heated and cooled lower level space. The MLS basement field reads None, so verify permits and whether it counts as heated living area.
• What schools serve this address?
  Centerville Elementary, Lakeside Middle, and Westside High. Always confirm current attendance zones directly with the district before closing.
• How far is Lake Hartwell?
  The home sits in the Centerville area with easy access to Lake Hartwell, the Clemson Boulevard corridor, I-85, and downtown Anderson.
• What would the monthly payment be?
  At the current 6.67 percent 30 year average with 20 percent down, principal and interest runs near $1,338. Taxes and insurance are additional.
• Why is the annual tax $7,250 on a $259,900 home?
  That figure looks like a 6 percent non-owner-occupied assessment. South Carolina assesses legal residences at 4 percent, so an owner occupant can often file for a lower bill with the county assessor.
• Is the home on septic or sewer?
  Septic tank with public water. Order a septic inspection during due diligence and ask the seller for the last pump and service records.
• Can Brock help me buy this Anderson, SC home?
  Yes. Brock is licensed in North Carolina and works with vetted South Carolina partner agents, so you get local boots on the ground and Brock staying involved from first tour through closing.

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Final thought

A creekside lot with no HOA and flexible bonus space under $260,000 does not sit forever, even in a balanced market. Go see it, verify the three numbers I flagged, and write with terms that actually win.