20407 Harborgate CT #404, Cornelius, NC 28031
20407 Harborgate CT #404, Cornelius, NC 28031
20407 Harborgate CT #404, Cornelius, NC 28031
20407 Harborgate CT #404, Cornelius, NC 28031
20407 Harborgate CT #404, Cornelius, NC 28031
20407 Harborgate CT #404, Cornelius, NC 28031
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$ 665,000
Est. payment | /mo

2 Beds

2 Baths

1,469 SqFt


$ 665,000
Est. payment | /mo

2 Beds

2 Baths

1,469 SqFt

Key Details

Property Type Condo

Sub Type Condominium

Listing Status Active

Purchase Type For Sale

Square Footage 1,469 sqft

Price per Sqft $452

Subdivision Harborgate

MLS Listing ID 4357253

Bedrooms 2

Full Baths 2

HOA Fees $362/mo

HOA Y/N 1

Abv Grd Liv Area 1,469

Year Built 1985

Property Sub-Type Condominium

Property Description

Big-water views are among the most coveted perspectives on Lake Norman—and Residence #404 delivers one of the most breathtaking. Positioned in one of the few locations within the highly desirable Harborgate community where unobstructed sightlines stretch across the lake, this exceptional waterfront condominium captures approximately three miles of open-water views, creating a truly rare and dramatic backdrop for everyday living.

Residence #404 is one of the very select homes within Harborgate that enjoys this remarkable long-range perspective, offering sweeping panoramic water views from the main living areas and private balcony. The ever-changing lake scenery—from peaceful morning reflections to vibrant sunset skies—becomes part of the experience of living here.

Equally important for lake lovers, the property includes a deeded boat slip located just a short walk from the building, offering convenient and immediate access to Lake Norman. Boat slips in this area are highly desirable and can represent significant value—often around $50,000—making this an exceptional opportunity for buyers seeking both a stunning view and true lake access.

Inside, this two-bedroom, two-full-bath residence features gleaming hardwood floors throughout and fresh interior paint, creating a bright and welcoming interior. The open living and dining areas are designed to embrace the lakefront setting, drawing your eye directly toward the water, while the lakeside balcony provides the perfect place to relax, entertain, or simply enjoy the expansive views.

The kitchen cabinetry is currently being professionally refinished and will be completed early next week, further enhancing the home's updated appeal. Professional photography will also be completed early next week, so stay tuned for the full visual presentation of this remarkable lakefront residence.

Harborgate is one of Lake Norman's most charming waterfront communities, offering a relaxed, resort-style environment with amenities that include a lakeside pool, private beach area, community docks, kayak and paddleboard launch, and clubhouse. The peaceful waterfront setting feels like a retreat while remaining conveniently located just minutes from Exit 28, Birkdale Village, dining, shopping, and easy access to I-77.

Waterfront residences within Harborgate offering this caliber of long-range lake views combined with a deeded boat slip are extremely limited, making Residence #404 a rare opportunity to experience the very best of Lake Norman living.

Seller financing only- Unique Opportunity
Take advantage of a rare financing structure designed to save you money. With $60,000 down, below-market interest rate, and interest-only payments, buyers can enjoy significantly lower monthly costs compared to traditional financing. When combined with the included deeded boat slip (a value of roughly $500/month), this creates a compelling ownership opportunity with real monthly savings.
Ask listing agent for details on how this structure works. No credit check or income verification!

Location

State NC

County Mecklenburg

Zoning GR

Body of Water Lake Norman

Rooms

Primary Bedroom Level Main

Main Level Bedrooms 2

Main Level Primary Bedroom

Main Level Bathroom-Full

Main Level Bedroom(s)

Main Level Dining Area

Main Level Laundry

Main Level Kitchen

Interior

Interior Features Cable Prewire, Storage, Walk-In Closet(s)

Heating Heat Pump

Cooling Ceiling Fan(s), Central Air, Heat Pump

Flooring Tile, Wood

Fireplaces Type Gas, Gas Log, Living Room

Fireplace true

Appliance Dishwasher, Disposal, Electric Range, Electric Water Heater

Laundry Electric Dryer Hookup, Main Level

Exterior

Exterior Feature Storage

Community Features Cabana, Clubhouse, Outdoor Pool, Picnic Area, Recreation Area, Sidewalks, Street Lights, Walking Trails

Utilities Available Cable Available, Electricity Connected

Waterfront Description Beach - Private,Beach - Public,Boat Slip – Community,Boat Slip (Deed),Dock,Paddlesport Launch Site,Pier - Community

View Long Range, Water, Year Round

Roof Type Architectural Shingle

Street Surface Asphalt,Paved

Porch Deck, Screened

Garage false

Building

Lot Description Waterfront

Dwelling Type Site Built

Foundation Basement, Permanent

Sewer Public Sewer

Water City

Level or Stories One

Structure Type Hardboard Siding

New Construction false

Schools

Elementary Schools Cornelius

Middle Schools Bailey

High Schools William Amos Hough

Others

Pets Allowed Yes

HOA Name Main St Management

Senior Community false

Restrictions Building

Acceptable Financing Owner Financing

Listing Terms Owner Financing

Special Listing Condition None

Virtual Tour https://sites.listvt.com/20407harborgatecourt404

Listed by Paul Yancey • Southern Homes of the Carolinas, Inc • paulyanceyrealtor@gmail.com

NEARBY SCHOOLS & PROPERTIES

Brock Zevan

"My job is to find and attract mastery-based agents to the office, protect the culture, and make sure everyone is happy! "

+1(704) 728-1008

brock@bzthree.com

9111 Glenashley Drive, Cornelius, Carolina, 28031, United States

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20407 Harborgate CT #404